Insurance Plans We Accept

We accept all insurance plans as long as in-network and out-of-network benefits are available.

You will be contacted prior to your surgery with an estimated procedure cost for your surgery.  Northern Rockies Surgery Center does offer non-insured discounts if paid on or prior to the day of surgery.  Please note that these are estimated costs and additional procedures if performed by your surgeon will be billed to you along with any implants (i.e. screws, plates, mesh) or special supplies (i.e. drill bits, Arthrowand) that are used during your procedure.

 

Blue Cross & Blue Shield of (BC/BS)

We will submit your bill directly to Blue Cross & Blue Shield of Montana.  A bill will be sent to your secondary insurance upon receipt of payment or denial from BC/BS.  If you have no secondary insurance, a bill will be sent to you for any balance after receipt of payment or denial from BC/BS.  We must make a copy of each insurance card at the time of registration.

Medicare

We accept assignment of benefits. A bill will be sent to your secondary insurance upon receipt of payment or denial from Medicare.  If you have no secondary insurance, a bill will be sent to you for any balance after payment or denial from Medicare. We must make a copy of each insurance card at the time of registration

Medicaid

Montana Medicaid – Copay amount is due on or before the date of surgery.

Wyoming Medicaid – Copay amount is due on or before the date of surgery.

We must make a copy of each insurance card at the time of registration.

Private Insurance

Your copay amount is due on or before the date of your surgery.  We will submit your bill directly to your private insurance company.  A bill will be sent to your secondary insurance upon receipt of payment or denial from your primary insurance.  If you have no secondary insurance, a bill will be sent to you for any balance after receipt of payment or denial from your insurance company.  We must make a copy of each insurance card at the time of registration.

Auto Insurance/Worker’s Compensation

We will submit your bill directly to your auto insurance/employer/worker’s compensation insurance if your procedure is the result of an accident.  We must make a copy of your insurance card, be provided with your claim number, date of accident, and insurance claim address at the time of registration.  Worker’s compensation procedures must be pre-authorized by the Worker’s Compensation carrier prior to the date of the procedure.

Managed Care/Preferred Provider Organization (PPO)/Health Maintenance Organization (HMO)

We will submit your bill directly to your insurance company.  Your co-insurance and/or deductible amount is due on or before the date of surgery.  A bill will be sent to your secondary insurance upon receipt of payment or denial from your insurance.  If you have no secondary insurance, a bill will be sent to you for any remaining balance after receipt of payment or denial from your insurance carrier.  We must make a copy of each insurance card at the time of registration.

SELF PAYCOSMETIC SURGERY  – OR ELECTIVE SURGERY NOT COVERED BY INSURANCE

You will be contacted prior to your surgery with an estimated procedure cost for your surgery.  Payment in full must be received prior to the date of surgery.  Check payments must be received ten days prior to the date of surgery.